The Credit Manager NPC allows players to exchange Zeny for Credits, and vice versa. This system gives flexibility for both farming players and donators to trade value fairly.
📊 Exchange Rates
1 Credit = 980,000 Zeny (when Trading with Zeny)
1,000,000 Zeny = 1 Credit (when Trading Credits back to Zeny)
⚖️ Note: The slight difference acts as a service fee to keep the economy balanced.
🔹 How to Use
Locate the Credit Manager NPC in town (usually near the main square or bank area).
Talk to the NPC and select one of the options:
Zeny to Credit → Converts your Zeny into Credits.
Credit to Zeny → Converts your Credits back into Zeny.
Cancel → Exit the menu.
Confirm your choice. The exchange will happen instantly.